Make sure you can afford it
Avoid setting yourself up for a disappointment by getting your sums straight first. Many lenders are now offering 5% mortgages to for first time buyers, this means that you have to save less deposit before being able to make an offer – but the more you can save towards a deposit the lower interest rate you’ll get on your mortgage with the 10% deposit opening access to much better rates and services.
Consider seeing a mortgage advisor, typically this wont cost you a penny as the advisor will be paid by the lender if you choose to proceed. Advisors will often help with setting up a budget, working out not just how much the banks will lend you, but crucially how much you can afford to borrow after you take into account the other costs of living and running a home.
Remember you’ll also need to save enough money to cover your legal fees, stamp duty, moving costs and everything else that goes along with moving homes. If you're seeing an advisor they can build this into your budget otherwise consider making a budget plan yourself and make a commitment to saving a set amount each month.